Google Wallet (Google Pay)

Pros

• Keeps your payment information secure
• Lets you pay without contact in some spots
• Records all of your transactions
• You can unlock rewards and special offers
• Gives you the option of splitting transactions with others

Cons

• Does not work with PayPal
• May not recognize all of your cards
• Not available everywhere

Google Pay for Android is a free app that lets you make payments both online and offline with your cards. It serves as a virtual wallet that helps you buy the things you want without worrying about your security. You can use this app almost anywhere.

Once you download the app, log in with your existing Google account and link any cards you want to use. It works with both credit and debit cards. You'll find different shops listed that accept Google Pay. When you pay online, it's a simple matter of choosing Google Pay from the options and selecting the card on your account that you want to use. If you make a payment in real life, you can touch your device to the payment portal with the app open to pay automatically. Not all stores accept this form of payment though.

The more money you spend, the more chances you have to unlock unique rewards. Google might give you $10 back when you spend money at three places or give you a discount when you spend a certain amount in the Play store. Many shops also work with Google and other discounts such as 5% cashback when you spend $35 or 20% off purchases of $50 or more.

You can easily send money to friends and loved ones through the app too. Enter their phone number or email address and the amount you want to send and hit a button to send it. Google Pay for Android will show you if the person accepted the money or turned it down. You also have the chance to block users, which comes in handy if you become the victim of a scam. The report feature will let Google investigate and decide if the person should stay on the app.

Thanks to weekly reports, this app lets you see where your money goes. Many users liked that it helped them control and monitor their spending habits. As a bonus, Google Pay for Android will keep your payment information secure no matter where you shop. Keep in mind that some stores do not accept Google Play and that the app may have problems adding your card, especially if you choose the scan feature that scans your card to upload its data. This payment app does not work with PayPal either. Though it did when it first launched, you can no longer send or receive money via your PayPal account through the app. If you want a fast and convenient way to send money to both shops and restaurants along with people, trust Google Pay for Android to keep your data safe.

Pros

• Keeps your payment information secure
• Lets you pay without contact in some spots
• Records all of your transactions
• You can unlock rewards and special offers
• Gives you the option of splitting transactions with others

Cons

• Does not work with PayPal
• May not recognize all of your cards
• Not available everywhere